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I have significant experience with both!  I can set you up on professional software for automated tracking, or if you prefer something simpler, I can design a custom excel spreadsheet that is easy for you to maintain.

  • RRSP (Registered Retirement Savings Plan): Best for retirement savings; contributions reduce your taxable income now.
  • TFSA (Tax-Free Savings Account): Great for any goal; you have already paid tax on the money you put in, but all growth and withdrawals are tax-free.
  • FHSA (First Home Savings Account): A newer plan designed for first-time homebuyers that combines the benefits of both an RRSP and a TFSA.

An RESP (Registered Education Savings Plan) is a dedicated savings account for a child’s post-secondary education. The biggest benefit is that the government matches a portion of your contributions thus helping your savings grow significantly faster.  My belief is that anyone with children should be taking advantage of this plan! 

You should keep almost everything related to your business operations! This includes home office expenses (utilities, internet), supplies, and a travel log if you use your personal vehicle for business purposes. I can provide you with a specific checklist and a system to track these so you maximize your deductions.

Absolutely. Correspondence from the CRA can be intimidating, but it is often just a request for more information. I can review the letter, gather the necessary documentation and act as your advisor to ensure the response is handled professionally and in a timely manner.

Beyond the numbers, I can act as a partner in your business growth. This includes helping with best business practices, establishing internal policies and procedures, and/or creating cashflow forecasts so you can make informed decisions about the future.  In addition, I have many years of experience dealing with other back-office and non-finance related functions - helping manage facilities, working with your benefits broker on your employee benefit plans, reviewing/renewing your corporate insurance with your insurance broker, and much more!

It's time to start. I can help you organize your records for all past years and get your filings up to date with the CRA to avoid any or further penalties and help you claim any refunds that may be owing to you.